(no subject)

[lilamp]

[Poll #357084]

Comments

[rebbyribs.livejournal.com]

I wouldn't get a miles card, because they usually have annual fees and because it doesn't really seem worth it to do frequent flier miles. You've got to accumulate a lot of them to get somewhere, and in the meantime you're always picking a particular airline for all of your trips, and it's not likely to be the best fare to where you're going. It's probably worthwhile if you charge a lot of stuff though - maybe look into what the fee is, how many miles you would get in an average month of spending, and how many miles that airline requires for a trip.

[halffast.livejournal.com]

so yeah, aside from getting some card that doesn't have fees, i'd say:

the thing with miles cards is:
if it takes 25,000 miles to do anything useful
that's $25000 of spending for a free trip
(less if you get double and triple miles, though)
so you're probably getting a 1-2% return rate

hoever, with some cash back (or gift certificate back) card, you can do stuff like save money on christmas and birthday presents and get a quicker return. you can then save that saved money and give it to charity or a travel fund.

and i went with B just because i hate working assets
i like the concept
i hate getting more stuff in my mail from them than junk mail sometimes. and since i quit with them, the "come back" mail has been even worse

[hukuma.livejournal.com]

I chose d. because I'm a fan of fence-sitting... and credit cards, though neither of these things is inherently healthy. Option b. shatters the illusion of it being "not your money," which isn't really true.

Let me know if you find a good miles card; I think fanlain should get one since she charges everything anyway.

[node.livejournal.com]

I prefer to select my charities, so (b).